The Livestock Water Quality Program (LWQP) offers low interest loans through participating lenders to Iowa livestock producers for projects to prevent, minimize or eliminate non-point source pollution of Iowa's rivers and streams from animal feeding operations.
The Division of Soil Conservation and Water Quality (DSCWQ) of the Iowa Department of Agriculture and land Stewardship administers the program through its local Soil Water Conservation Districts (SWCD). The Iowa Finance Authority (IFA) acts as the financial agent.

Prior to receiving a loan, the landowner must receive project approval from the local SWCD.

Eligible Projects
  • Development of manure management plans
  • Lagoons
  • Manure management structures
  • Roofed manure storage structures
  • Vegetative filters
  • Assistance is limited to existing facilities for animal feeding operations with less than 1,000 total animal unit capacity (AUC)
Loan Terms
  • Lender originates a loan of $10,000 and above with a maximum term of 15 years.
  • The interest rate charged the borrower will not exceed 3%.
  • IFA will deposit funds equal to the principal amount of a loan at 0% interest.
  • The deposit does not guarantee the loan nor is it collateral for the loan. The deposit is only to reduce the interest rate charged to the borrower.
  • Annually, IFA will withdraw from its deposit account an amount equal to the principal repayment of the outstanding loan. As a result, the amount in the deposit account will equal the principal outstanding on the loan.
  • All costs directly related to the design, permitting, construction and financing of the water pollution control facilities are eligible. Costs for development of a manure management plan, nutrient management plan or comprehensive nutrient management plan are also eligible. 
Borrower Project Application Process
  1. The borrower works with the local SWCD. For more information on project eligibility or approval, contact the Urban Conservation Team or visit the Iowa Department of Agriculture
Borrower Loan Application Process
  1. The borrower will work with a participating lender to complete the lender’s loan application process. IFA accepts new participating lenders on an ongoing basis, more information for lenders is available here.
  2. When the loan is approved by the lender, the lender completes the online application